Brother Orlov has some (fairly extensive) observations about how this house o' cards comes tumbling down. Food for thought, and a solid counter to the incessant chunder from Suze Orman types, constantly telling the peons to make hay while the sun shines, even when there is no hay for those folks. So forget the hay, maybe use the internets while they're still relatively free, and figure out how to build a decent raft. Because the small cadre of shitbirds who have precipitated current and future conditions will, when the time comes, make sure everyone else puts in more skin well before they do.
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